When you arrive in the United States, it’s a good idea to get yourself sorted with insurance. Be sure to shop around to find the best policy to suit your needs.
There are no specific insurance requirements set out for international students. However, in most cases, your institution will determine the base level of coverage you require. If your school or institution has no specific insurance requirements, then you should carefully consider the level of coverage you may need as insufficient coverage, could leave you with very significant expenses if you require medical treatment.
Travel insurance policies differ depending on the type of cover you need. A typical travel insurance policy covers lost or stolen possessions, and medical care.
Contents insurance, also known as Student Property Insurance or Dorm Insurance in the U.S., covers your belongings against loss or damage caused by theft, fire, vandalism, storms, floods, and burst pipes. Most policies set limits on the size of any claims, so make sure the limits cover your valuables.